PsL Monthly 1995 March/PSL Monthly Shareware CD-ROM (Public Software Library) (March 1995).iso/filesbbs/home_dos/finance.bbs

File List | 1995-02-06 | 157.2 KB | 2,001 lines

ACCT_101.ZIP   111957  02-01-94  Accounting-101 2.03 allows you to set up a
                               | fully nested Chart of Accounts with
                               | subaccounts, and it comes with lengthy
                               | predefined COA's for personal or business
                               | use. With subaccounts, you can have separate
                               | accounts for each car, for example, and a
                               | total for all cars. (Iddo L. Enochs)
                               | (Reg.Fee: $25)
ACE102.ZIP     137476  04-16-94  Annuity Ace Lite 1.01 is an annuities manager
                               | that includes a variety of financial tools
                               | for calculating deferred, immediate and split
                               | Annuities. Special options are available to
                               | illustrate the time value of compounding, the
                               | impact of taxes on savings, the effect of
                               | loads,inflation and obtaining higher interest
                               | rates, and the ability to illustrate what is
                               | required to accumulate a target sum of money
                               | by a target age. (Michael D. Jones) (ASP)
                               | (Reg.Fee: $18-28)
AFFRD400.ZIP   174225  08-02-94  Afford It??? 4.00 is an annuity calculation
                               | package. It amortizes loans, calculates
                               | savings with steady or variable deposits,
                               | tracks your loans, and calculates interest by
                               | two different methods. (Garrett Krueger)
                               | (ASP) (Reg.Fee: $30)
AGT.ZIP        233644  04-25-94  Adventure Game Toolkit 1.7 will allow you to
                               | create and play your own text adventure
                               | games. It requires no programming experience
                               | to generate interesting games. Games can have
                               | up to 200 locations, 100 inanimate objects,
                               | 100 people, animals or creatures, and up to a
                               | 400-word vocabulary. Requires 384k+.l of
                               | commercial (eg: Infocom) adventure games.
                               | Games can have up to 200 locations, 100
                               | inanimate objects, 100 people, animals or
                               | creatures, and up to a 400-word vocabulary.
                               | Requires 384k+. (Mark J Welch) (ASP)
                               | (Reg.Fee: $20)
AMLEDGER.ZIP   188996  11-05-93  Amazing Ledger B.3  is an accounting program
                               | for home and small businesses. It will print
                               | balance sheets, income statements, trial
                               | balances, and transaction listing. (Dennis
                               | Drew) (Reg.Fee: $95)
AMORTIZE.ZIP    95970  01-30-94  Amortize  is a loan calculation and
                               | amortization program. The program lets you
                               | save and recall amortization schedules and
                               | has a very nice user interface. (J. Gordon
                               | Rowe) (Reg.Fee: $20)
AMORTZ16.ZIP   115432  11-15-94  Amortz 1.60 calculates loan payment amounts,
                               | interest rates, number of payments or current
                               | principal amounts. It also generates payback
                               | schedules displaying the principal and
                               | interest portion of each payment by due date.
                               | (James J. Bowyer) (ASP) (Reg.Fee: $10)
AMT353J.ZIP    109164  01-13-94  Amortization Table 3.53-J is a good dedicated
                               | amortization program. It supports loan
                               | periods up to 50 years. It features bi-weekly
                               | (26 payments per year) schedules,
                               | interest-only loan schedule, principal-only
                               | payments, up-front interest points,
                               | additional loan charges and optional APR
                               | calculations. You even have the option of
                               | printing a schedule with only year end
                               | interest and principal totals. It also
                               | includes a calendar program that will print
                               | month/year calendars. (Harold Pfannenschmid)
                               | (ASP) (Reg.Fee: $34)
AMTAX93.ZIP    228323  12-08-93  AM-Tax 1993  is a personal income tax program
                               | for 1993. The program will completely prepare
                               | and print a tax return consisting of the Form
                               | 1040 and any of the Schedules A through SE.
                               | Numbers are entered into a form on screen as
                               | if filling out the form on paper. All the
                               | schedules are printed in a format that can be
                               | filed directly with the IRS. (AM Software)
                               | (Reg.Fee: $20-$125)
AMTAX94.ZIP    278475  12-20-94  AM-Tax 1994  is a personal income tax program
                               | for 1994. The program will completely prepare
                               | and print a tax return consisting of the Form
                               | 1040 and any of the Schedules A through SE.
                               | Numbers are entered into a form on screen as
                               | if filling out the form on paper. All the
                               | schedules are printed in a format that can be
                               | filed directly with the IRS. (AM Software)
                               | (Reg.Fee: $20)
BANKBOOK.ZIP    65253  01-31-94  Bankbook  is a home accounting program for
                               | children. It teaches them financial
                               | responsibility as well as letting them keep
                               | track of their allowances and other income.
                               | (Richard Koch) (Reg.Fee: $?)
BBC.ZIP        309139  09-09-93  Battling The Bill Collectors 1.0 tells you
                               | how to deal with bill collectors. It contains
                               | a tutorial that outlines your rights in
                               | simple terms. There are letters for a variety
                               | of situations. A Fast Response Matrix is
                               | included to provide quick answers when called
                               | by a debt collector. It helps you understand
                               | your options when confronted with legal
                               | action. You can determine what it takes to
                               | bring debts current. Requires 512K RAM, and a
                               | hard drive. (InfoTek) (Reg.Fee: $0)
BILLS120.ZIP   111987  07-19-94  Bills 1.2 helps you manage your bills.
                               | Records are kept for each account, including
                               | account name and number, balance owed, amount
                               | of payments, payment date of the month,
                               | number of payments to be made per year,
                               | personal code for tracking, 13 lines of notes
                               | that can be used for anything, date the
                               | record was created, amount and date of the
                               | last payment made on the account, and a list
                               | of transactions. A calculator and scratch pad
                               | are available from most points of the
                               | program. (William Forseth) (Reg.Fee: $30)
BONDCALC.ZIP   176529  07-13-93  Bond-Tech's Bond Calculator 1.0 computes
                               | statistics for notes, bonds, money markets,
                               | odd coupons, and more. Computations include
                               | price, yield, yield equivalents, modified
                               | duration, convexity, horizon returns, dollar
                               | extensions, and more. (Bond-Tech, Inc.)
                               | (Reg.Fee: $52)
BST.ZIP         31186  01-02-92  Bank Statement Tamer 5.1 is ideal for anyone
                               | who has trouble balancing a checkbook or who
                               | just doesn't understand the procedure. The
                               | program explains every step in great detail.
                               | Also included is a program for managing your
                               | checkbook register. (MicroHealth Software)
                               | (Reg.Fee: $10-$15)
BUDGET.ZIP      48586  03-29-94  Budget Minder 1.0 is home budget program
                               | which will keep track of up to 45 categories
                               | of expenses on a monthly basis. It provides
                               | you with the variance from your budget for
                               | both the month and the year.   (Bob Day)
                               | (ASP) (Reg.Fee: $15)
BUYGOLD2.ZIP    50905  08-16-94  How to Invest in Gold 2.0 is a tutorial on
                               | gold as an investment. Topics include Gold
                               | and the IRS, A Brief History of Money, Ways
                               | Of Investing In Gold, Gold Stocks & Mutual
                               | Funds, and more. (Adam Starchild) (Reg.Fee:
                               | $0)
CAM111.ZIP     128962  01-17-94  Charge Account Management 1.11 manages your
                               | charge accounts. Features include numerous
                               | reports, printer support, up to 50 budget
                               | categories, and up to 50 charge accounts.
                               | (Marilyn Price) (ASP) (Reg.Fee: $25)
CASHC_1.ZIP    127604  09-17-91  Cash Control  is a very well designed
                               | accounting program for home or small business
                               | use. This program and Ultra-Check are the
                               | top-rated home accounting programs by our
                               | criteria, with Cash Control edging out
                               | Ultra-Check, in our opinion, because it has
                               | more features. Here's how we graded CC: Setup
                               | - none; you start using the program
                               | immediately and add accounts as you need them
                               | while entering transactions. Overall ease of
                               | use is very good. Data Entry is fast and
                               | efficient, with a one-screen approach that we
                               | wish all data entry type programs had.
                               | Recurring entries can be handled in bulk or
                               | by pulling entries into the register by just
                               | entering a couple of letters of the payee's
                               | name. Other features include the ability to
                               | customize the check printing output format,
                               | display bar and pie charts, reconcile
                               | accounts, and a pop-up calculator and clock.
                               | One important feature which only a few
                               | programs have is the ability to charge a
                               | check (almost) directly to a balance sheet
                               | account, such as Investme as Investme
                               | (Reg.Fee: $30-$35)
CASHC_2.ZIP     22350  09-17-91  See CASHC_1.ZIP
CBPLUS57.ZIP   339909  03-21-94  Checkbook Plus 5.7 is a cash management
                               | system with checkbook management, budgeting,
                               | and flexible reporting. (William Beshears)
                               | (ASP) (Reg.Fee: $30)
CCI_HOME.ZIP   137542  02-11-90  CCI Home Budget  allows up to 96 expense
                               | categories; 16 transaction types (check,
                               | credit card, cash, etc.); 10 balance sheet
                               | accounts (savings, stocks); 24 predefined
                               | transactions, such as mortgage payments, for
                               | quick entry; automatic posting of paychecks;
                               | and more. Other features include data entry
                               | screening, password protection, and
                               | menu-driven operation. (Joseph McMaster)
                               | (Reg.Fee: $25)
CCMATH.ZIP     118227  08-01-94  Credit Card Math  teaches you how to save
                               | thousands of dollars in credit card interest.
                               | Discover the clever scheme used by credit
                               | card issuers to keep your monthly payments
                               | low. Requires a hard disk and color monitor.
                               | (Intelligent Educational Softwa) (Reg.Fee: $0)
CHART1.ZIP      65322  08-02-94  Chart1 1.3 is a stock and mutual fund
                               | charting program. Use it to chart daily or
                               | weekly stock prices, mutual funds and more.
                               | It will also chart data from log files from
                               | CIS's PRICES service. (Scott Andrews)
                               | (Reg.Fee: $10)
CHARTPRO.ZIP   201881  01-31-94  ChartPro  creates daily, High-Low-Close, bar
                               | charts of various investment vehicles using
                               | high resolution, color EGA graphics. Other
                               | analysis charts include simple moving
                               | averages, exponential moving averages,
                               | displaced moving averages, parabolic
                               | time/price study, on-balance volume, relative
                               | strength, and momentum calculations. A
                               | data-entry module makes it easy to input the
                               | raw data and save it to disk. (David W.
                               | Rettger) (Reg.Fee: $15-$25)
CHECKMAT.ZIP   119142  01-30-94  CheckMate  is a checkbook recording and
                               | balancing program. It has one of the best
                               | user interfaces we've seen - fast, easy, and
                               | intuitively obvious in use. It has a built-in
                               | financial analysis function and the ability
                               | to store up to 100 predefined payments to
                               | recall with a couple of keystrokes. (CTech,
                               | Inc.) (Reg.Fee: $33)
CHECKS.ZIP     147977  02-02-94  Checks  prints checks and envelopes on an HP
                               | LaserJet Plus or compatible printer. It works
                               | with any style checks and stores names and
                               | addresses in a permanent file for reuse, and
                               | saves the last check written for each name in
                               | the file. Multiple check and envelope setups
                               | can be stored by name. (Analytical Services
                               | Corp.) (Reg.Fee: $25)
CHECKS75.ZIP   309254  10-07-94  Talking Checkbook 7.5 is a checkbook
                               | balancing program optimized for use with
                               | speech output devices for the vision
                               | impaired, as well as with braille and
                               | large-print output devices. It incudes
                               | automatic deposits and withdrawals, data
                               | entry macros, data backup, credit card and
                               | savings account tracking, and more. (Charles
                               | Crawford) (Reg.Fee: $0)
CHEXMSTR.ZIP   250930  04-26-94  Chex-Master 6.5 is a simple checkbook and
                               | budget management system   (Total Logistics
                               | Consulting) (Reg.Fee: $29)
CHF100.ZIP     134149  11-10-93  Loan Chief 1.0 is a set of loan tools for
                               | calculating loan amortization schedules and
                               | charts. Professional schedules can be
                               | generated with monthly, quarterly,
                               | semi-annual or annual detail. Options are
                               | available to illustrate the savings incurred
                               | with an early payoff of a loan to show tax
                               | savings with mortgages. (Michael D. Jones)
                               | (ASP) (Reg.Fee: $18-28)
CHF108.ZIP     140094  05-23-94  Loan Chief Lite 1.08 is a set of loan tools
                               | for calculating loan amortization schedules
                               | and charts.   (Michael D. Jones) (ASP)
                               | (Reg.Fee: $18-28)
CHK_KING.ZIP   226526  01-28-94  Check King 1.8b lets you record, track, and
                               | balance your checks with minimal data entry.
                               | It doesn't have all the features of programs
                               | like Cash Control and Ultra-Check, but it is
                               | probably the easiest program we have seen for
                               | what it does. (Tom Rickenbacker) (Reg.Fee:
                               | $20)
CHKBKMAN.ZIP   205727  08-02-94  Checkbook Manager  is a home checkbook
                               | program that supports Spanish and English.
                               | Although the program has several nice
                               | features, such as a pop-up calendar, notepad
                               | and calculator, we would not rate it up with
                               | Cash Control and Ultra Check. But for anyone
                               | who needs a home accounting program in
                               | Spanish, this is not a bad program. The
                               | on-disk documentation is also available in
                               | Spanish and English. Requires DOS 3.0, 512K
                               | and a hard disk. (Ramsal Software, Inc.)
                               | (Reg.Fee: $32)
CHKMG51.ZIP    272048  01-18-94  Checkbook Management 5.1 is a full-featured
                               | checkbook manager. Features include bank
                               | statement reconciliation, check printing in
                               | any format, various reports including expense
                               | and income summaries, and up to 50 budget
                               | categories. (Marilyn Price) (ASP) (Reg.Fee:
                               | $35)
CHKMSTR2.ZIP   208265  01-18-94  Checkmaster 2.0 is a checkbook management
                               | system for the home or office. Features
                               | include check printing, checkbook balancing,
                               | expense and vendor tracking, and bank
                               | statement reconciliation. Requires 512K RAM
                               | and a hard disk. (One Command Software)
                               | (Reg.Fee: $19)
COINFIL.ZIP    121681  02-04-94  CoINFil 1.3nt is a COmparative Investment
                               | aNalysis with FILtered data. This analysis
                               | program predicts trends of an investment's
                               | total yield based on past price data and
                               | dividends. Fourier transform is used, based
                               | on frequency analysis and backtesting to
                               | remove noisy data from sample prices.
                               | Smoothed data predicts an investment's yield
                               | within a group. The highest yielding
                               | investment is recommended. Backtesting
                               | derives program parameters, and results of
                               | the program's strategy are compared to a
                               | buy-and-hold approach. Requires 512K RAM. (Ed
                               | P. Rosack) (Reg.Fee: $35)
COMTRAC.ZIP     44110  01-31-94  Comtrac  is a sophisticated and flexible tool
                               | for the serious commodity investor or broker.
                               | The program provides facilities for entering,
                               | storing, and reporting all daily commodity
                               | account activity. In addition to on-line data
                               | inquiry, Comtrac also prints daily reports to
                               | track day trading, currently held open
                               | positions and open position liquidation
                               | activity, plus a report which summarizes all
                               | of the day's activity, calculates associated
                               | gains or losses, makes cash adjustments,
                               | subtracts margin requirements, and reports
                               | either the excess cash available or the
                               | margin call due. A good program with poor
                               | user interface. (Russ Finney) (Reg.Fee: $7.50)
CREDCARD.ZIP    75760  10-30-90  CredCard 1.2 lets you quickly and easily
                               | enter transactions for up to 1000 different
                               | accounts. It is primarily intended for
                               | keeping track of credit card accounts, but
                               | could be used for anything, such as checking
                               | or investments. (Rad Delaroderie) (Reg.Fee:
                               | $10)
CREDCRD.ZIP     65205  11-29-91  CredCard 4.0 keeps track of your credit cards
                               | and will print a form letter to each credit
                               | card company if your cards are lost or
                               | stolen. It can even dial the company's phone
                               | number over your modem. The program is not
                               | very slick, but it is functional, and a lot
                               | cheaper than paying a credit card service to
                               | do the same thing. (Robert E. Kupfer)
                               | (Reg.Fee: $15)
CREDIT.ZIP      94221  09-22-94  Rebuilding Your Credit/Credit 101  is an
                               | information guide to credit bureaus, credit
                               | repair, and changing your personal credit
                               | rating. It helps you understand bureau codes
                               | and provides several legal tips, tricks, and
                               | a mini-legal dictionary. Requires a mouse and
                               | EGA/VGA. (Cave Data Software) (Reg.Fee: $25)
CRTRUST.ZIP     58398  11-02-94  The Wealth Accumulation Trust 1.0 will
                               | acquaint you with the possibilities of a
                               | tax-saving, income-producing legal device
                               | known as a Charitable Remainder Trust. Topics
                               | include creating a trust, several types of
                               | trusts, tax exempt family foundations, the
                               | role of the trustee, and more. (Adam
                               | Starchild) (Reg.Fee: $0)
CS453.ZIP      429585  10-05-94  CheckStar IV 4.53s is a personal financial
                               | management system. It keeps track of
                               | financial records, income, expenses, budgets
                               | and cash flow. Features include powerful
                               | report generation, check printing on any
                               | format, unlimited number of accounts and
                               | transactions, account reconciliation, and
                               | many built-in utilities. Requires 1.2 MB of
                               | free space. (Salim Sindhi) (Reg.Fee: $28)
DALTON.ZIP      84433  06-22-89  Dalton Mutual Fund Model 2.0 is an investment
                               | program intended to guide the long-term,
                               | conservative investor in deciding when to
                               | switch money between a stock market mutual
                               | fund and a money market mutual fund. (Dalton
                               | Software Associates) (Reg.Fee: $5)
DBT124.ZIP     119531  04-16-94  Debt Analyzer 1.24 helps to reduce debt
                               | through loan payment matrix or loan
                               | consolidation. The matrix method offers
                               | minimum payments, current payments or
                               | accelerated payments, and debts can be paid
                               | off in any order. The term or payment can be
                               | specified with a consolidated loan, or the
                               | sum of debt payments can be used. The program
                               | can process up to 17 debts at once. Reports
                               | can be viewed on screen or sent to printer.
                               | It is appropriate for personal use, but for
                               | professional use, multiple clients can be
                               | entered and included in the reports. Requires
                               | 512K RAM. (Michael D. Jones) (ASP) (Reg.Fee:
                               | $20)
DEBT.ZIP        20611  10-07-92  Debt Realization Program 1.1 displays the
                               | current Federal debt, your portion of it and
                               | the portion owed by a family of four. An
                               | on-screen calendar lets you see what the debt
                               | (and your portion) will be at any date in the
                               | future at the current rate of increase. As
                               | you sit pondering the display, the amount is
                               | continually updated (at an alarming rate!).
                               | (Steven Moyer) (Reg.Fee: $25)
DEFER2.ZIP     377015  08-02-94  Deferred Comp 2.6 will help you to determine
                               | how much money to set aside from your
                               | paycheck for retirement. (Innovative
                               | Software) (Reg.Fee: $12)
DETER_NW.ZIP   560524  01-29-94  Determine Net Worth  calculates personal net
                               | worth of you or your client. It gives an
                               | itemized accounting of all personal property,
                               | investments, and debts. You get a printed
                               | financial statement that can help you in
                               | extending your credit. (Computer Specialties)
                               | (Reg.Fee: $25)
DJQ.ZIP         91019  08-24-93  Signet Software Stock Utilities for Dow Jones
                               | News Retrieval 1.0 converts stock quotes
                               | downloaded from Dow Jones into Quicken
                               | format. (Signet Software) (Reg.Fee: $10)
DOL_DFND.ZIP   131201  01-27-94  $Defender  is a financial analysis and loan
                               | amortization program. It offers analyses of
                               | annuities, fixed investment growth, and
                               | periodic investment growth. Features
                               | record-keeping for U.S. Savings Bonds, and
                               | Mutual Funds. You can update your old mutual
                               | fund files when new data becomes available in
                               | future years, and compare the effect of
                               | income taxes on their returns from three
                               | fixed investment alternatives: fully taxed,
                               | taxed-deferred, and tax-free. You can
                               | calculate the true rate of interest charged
                               | when a lender requires you to prepay a
                               | finance fee or points. A section on
                               | retirement planning is also included. (Conrad
                               | Button) (Reg.Fee: $25)
DOMUS1.ZIP     229535  10-29-93  Domus 1.0 is a personal finance and
                               | accounting program that performs budgeting
                               | operations as well as keeping track of
                               | checking, savings and credit card accounts.
                               | (Paul Hache) (Reg.Fee: $25)
DOWCAST.ZIP    282079  02-04-94  DowCAST  forecasts the closing of Dow Jones
                               | Industrials, S&P 500, T-Bills, silver, and
                               | Japanese Yen. It predicts closing values for
                               | one day, a week, a month or one trading year.
                               | The program includes charting, forecasting,
                               | inference engine with rule base, investment
                               | advice and investment tracking modules.
                               | (UltraVision) (Reg.Fee: $25)
ECON.ZIP       433238  03-03-94  Econometric Stock Market Forecasting Models
                               | 2.0 forecasts S&P 500, T bond and T bill
                               | interest rates, and inflation. You enter
                               | monthly data and get econometric predictions
                               | for the next year and asset allocation
                               | calculations that tell you how much of each
                               | asset to hold with conservative and
                               | aggressive strategies. You can play what-if
                               | games.     NEW: gold forecasts, zero coupon
                               | bond predictions, asset allocations have more
                               | portfolios to choose from, text mode
                               | graphics, and more accurate forecasts. (DC
                               | Econometrics) (Reg.Fee: $50)
EEBOND.ZIP     507439  10-27-94  EEBond 12 maintains a database of variable
                               | rate Series E and Series EE Savings Bonds.
                               | NEW: All of the Redemption Value Tables from
                               | November 1990 to April 1995 are included.
                               | Pick any day in this range and determine
                               | exactly what your bonds are worth. (Franklin
                               | Leibsly) (Reg.Fee: $20)
EPAY.ZIP        31149  11-05-93  Epay 2.21 generates reports of electronic
                               | payment activity for uses of Quicken's
                               | CheckFree system. It scans Quicken export
                               | files and creates a series of reports. (J.
                               | Gillespie) (Reg.Fee: $15)
ETF1099.ZIP    161267  11-18-93  Electronic Tax Filing 93 - 1099 1.3 is an
                               | electronic filing system for the 1099 series
                               | of tax forms. These forms include 1098,
                               | 1099-DIV, 1099-G, 1099-INT, 1099-MISC,
                               | 1099-PATR, 1099-R, 5498, 1099-A, 1099-B,
                               | 1099-OID, 1099-S, and W-2G. Requires 1 MB of
                               | free disk space. (Electronic Filing Group)
                               | (Reg.Fee: $5)
ETF93A.ZIP     294223  11-14-93  Electronic Tax Filing 93 - 1040 1.2 is an
                               | electronic filing system for the individual
                               | taxpayer for the 1040 series of tax forms.
                               | (This is not a tax return calculation
                               | program. The info must be copied from your
                               | tax returns.) Requires 450K RAM, 3.5 MB of
                               | free disk space and a postscript compatible
                               | printer. (Electronic Filing Group) (Reg.Fee:
                               | $5)
ETF93B.ZIP      72211  11-13-93  See ETF93A.ZIP
EXPTRAK.ZIP    151980  09-26-94  Expense Tracking 4 keeps track of your home
                               | or business expenses. You can use its reports
                               | for tax preparation purposes. (John Veit)
                               | (ASP) (Reg.Fee: $5)
EZBII.ZIP       54115  11-16-93  Eezy-Budget II 1.0 is a personal budgeting
                               | and expense tracking Program that will track
                               | up to one hundred accounts and income
                               | categories. It can also handle up to nine
                               | banks and nine credit card accounts with
                               | reconciliation. (W. Massingale) (Reg.Fee: $15)
EZCREDIT.ZIP   149613  10-24-94  E-Z Credit Kit 1.0 is a credit repair and
                               | improvement program which includes credit
                               | investment tactics and situational advice. It
                               | has forms for requesting credit reports,
                               | repairing credit reports, and shows users how
                               | to legally create a new credit file. (David
                               | Hulet) (Reg.Fee: $25)
EZFINANC.ZIP   293434  01-28-94  EZ-Finance  is a very good home accounting
                               | program, although it is a step behind Cash
                               | Control and UltraCheck. It comes very close
                               | to a one-screen approach for entering and
                               | editing data, except that you have to exit
                               | the screen to change from checks to deposits.
                               | Another shortcoming is that it does not
                               | automatically increment check numbers. Also,
                               | if you do not have most of your 640k free,
                               | the program will run out of memory during
                               | operation and unceremoniously dump you back
                               | to DOS. It has no budgeting capability and it
                               | will not memorize repetitive transactions. On
                               | the bright side, the program is very complete
                               | and easy to use. You can review, edit and add
                               | transactions without changing screens (other
                               | than to change between checks and deposits).
                               | When selecting a category to put an item in,
                               | a scrollable chart of accounts automatically
                               | pops up and will let you add accounts on the
                               | fly. You can split a check or deposit over
                               | many categories very easily. The program will
                               | print checks. Reports inclueports inclu
                               | (Danville Software) (Reg.Fee: $30)
EZINCOME.ZIP   339349  12-07-94  Easy Income Tax 1994 3.0 is a 1994 income tax
                               | program. It includes an IRS approved 1040,
                               | California 540, and schedules A, B, C, D, E,
                               | SE, EIC, 2441, 8606 and 2106. Requires 520K
                               | memory, and 3-4 MB of disk space. (David
                               | Osman) (Reg.Fee: $12)
EZLEDGER.ZIP   940103  11-09-94  E-Z Ledger  is a check writer and simplified
                               | records keeping package for small businesses,
                               | farms and personal use. Features include the
                               | ability to produce checks easily, facilities
                               | for organizing and storing accounting
                               | information, calculation of bank account
                               | balances, tax preparation aids, listings of
                               | transactions on any account chosen, the
                               | ability to allow for the entry of budget
                               | information by month, and more. Requires 3 MB
                               | of disk space. (Ronny Roy) (Reg.Fee: $55)
FAP.ZIP        112042  10-18-93  Financial Analyzer Planner 3.1 is a money
                               | management program for pre- and
                               | post-retirement planning. It allows you to
                               | investigate a wide range of inflation
                               | scenarios and investment strategies to help
                               | you plan for retirement or financial
                               | independence. Requires 512K RAM. (John R.
                               | Reitz) (Reg.Fee: $15)
FASTBUCK.ZIP   343153  01-30-94  FastBucks 5.07D FB has a very easy-to-grasp
                               | user interface. Features of FB include a
                               | financial analysis section, including
                               | mortgage analysis and amortization schedules,
                               | and graphical analysis of accounts and cash
                               | flow. FB has a unique idea - separate charts
                               | of accounts for your business checking
                               | accounts and your personal checking accounts.
                               | The drawback is that if you have one account
                               | that you use for both business and personal,
                               | you can use only one of these sets of
                               | accounts for it, and you will be limited to
                               | only 39 budget (expense) accounts, the least
                               | of any of these programs. The major drawbacks
                               | to FastBucks are that you cannot add accounts
                               | on the fly and that you must specify on every
                               | transaction if it is tax related. Other
                               | programs let you specify accounts as being
                               | tax related or not, which is much more
                               | efficient because you only have to do it
                               | once. Again, this is a relatively minor
                               | nit-pick, but minor things add up. Other
                               | features include on-screen expense summary
                               | for individual and ividual and (Software
                               | Expressions) (Reg.Fee: $48)
FASTCHEX.ZIP    27039  05-29-89  FastChex  is a simple but efficient way to
                               | record and print your checks. It lets you
                               | store names, account numbers and monthly
                               | payment amounts for up to 72 payees. It also
                               | lets you easily adjust the print spacing to
                               | any check layout. Although the bank balance
                               | and check information is saved, this is not
                               | an accounting program that classifies your
                               | expenses. (Richard Nicolella) (Reg.Fee: $?)
FC_LW.ZIP      213564  11-16-93  Financial Calculator - LW 1.1 allows you to
                               | calculate the present and future value,
                               | percentage rate, and number of payments in a
                               | series of cash flows. It can also calculate
                               | compound interest payments, and internal rate
                               | of return. (Leland E. Wines) (Reg.Fee: $15)
FC5000.ZIP     147423  03-25-94  Fred's Checkbook! & Financial Consultant 5.10
                               | is a checkbook and home accounting program in
                               | the style of a checkbook register. It
                               | includes modules for accounting, budgeting,
                               | tracking expenses, and more. (Jon Kolstad)
                               | (Reg.Fee: $40)
FCALC.ZIP      128088  08-24-93  fCalc 5.0 performs a variety of financial
                               | calculations (eg: NPV) with either single or
                               | comparative calculation displays.
                               | (WrightWare) (Reg.Fee: $25)
FIN_ASST.ZIP   118169  02-04-94  Financial Assistant  performs several
                               | calculations for areas of interest to the
                               | stock market investor. It includes
                               | calculations for stock options such as
                               | covered calls, bonds prices and yields,
                               | annuities and perpetuities, five methods of
                               | depreciation and depletion, debt
                               | amortization, mortgages, sinking funds and
                               | savings accounts. (Frank Barrett) (Reg.Fee:
                               | $10)
FIN_CALC.ZIP    71926  01-30-94  Financial Calculation  is a menu driven
                               | program that can calculate the following:
                               | interest on a declining balance, simple,
                               | compound and comparable interest. Using the
                               | amortization option you may solve for term,
                               | payment or principal. Depreciation can be
                               | entered using straight line, declining
                               | balance and sum of the years digit methods.
                               | There is a section on discounts showing
                               | payments from cash and acquired loans (up to
                               | 90 day accounts). (Khobey Software) (Reg.Fee:
                               | $20)
FIN_PLUS.ZIP    98025  01-30-94  Finance Plus  is an attractive and flexible
                               | financial analysis program. It is subdivided
                               | into sections: Investments, Loans, Deposits,
                               | Withdrawals, Planning and Bond calculations.
                               | Each section lets you choose from a list of
                               | four to six different calculations, such as
                               | future value and present value. In addition,
                               | the program generates Earned Interest Tables,
                               | Loan Amortization Schedules, and Bond
                               | Schedules for display and printer output.
                               | Requires 384k of RAM. (Matt Guillory)
                               | (Reg.Fee: $25)
FINANCE.ZIP     10760  05-29-89  Finance  calculates present value, future
                               | value, return on investment, loan comparisons
                               | and amortizations and more. (Nelson Ford)
                               | (ASP) (Reg.Fee: $0)
FINANLY.ZIP    128016  02-01-94  Financial Analysis Package  is an aid in
                               | analyzing certain financial transactions
                               | (futures, options, interest rate swaps, and
                               | forwards), as well as an aid in general
                               | asset/liability management evaluation. The
                               | package is designed for analysis of banks and
                               | thrifts, though some of the sub-programs may
                               | be applicable to the analysis of other types
                               | of firms. (Peter L. Fishback) (Reg.Fee: $?)
FINCAL.ZIP     247424  10-04-93  Financial Calculator 3.1 is an interactive
                               | problem-solving manual which explores key
                               | financial concepts such as interest,
                               | amortization, bonds, zero coupons, and more.
                               | It also includes a financial calculator.
                               | (Paul D. Murphy) (Reg.Fee: $35)
FINMAN.ZIP     114259  12-15-93  Financial Manager for Windows 1.1E helps you
                               | evaluate the performance of your company and
                               | to valuate its shares. Using financial
                               | statements and other management ratios from
                               | top international companies, it helps you
                               | plan your company's need for cash in the near
                               | future and how to identify sources from where
                               | cash can be raised. This is a powerful tool
                               | for the financial manager, and can assist in
                               | developing strategies for improving the
                               | performance of any company. (Borje Kyrklund)
                               | (Reg.Fee: $95)
FINPART.ZIP    170415  03-08-94  Financial Partner 3.31 lets you calculate
                               | various dollar investment problems. Also has
                               | a take home pay calculator utility and more.
                               | (Flying Pig Software) (Reg.Fee: $30)
FINPLAN.ZIP    196980  08-15-93  The Financial Planner 3.0 performs
                               | comprehensive financial calculations and
                               | retirement planning, including lease/rent/buy
                               | analysis. (Frank Barrett) (Reg.Fee: $20)
FINWIZ.ZIP     128330  04-27-94  Financial Wizard 5.5 is an investment and
                               | loan analysis program. Features include
                               | future and present investment values,
                               | interest rate, amortization and growth, tax
                               | free vs. non-tax free yields, T-Bill
                               | analysis, stock dividend analysis,
                               | depreciation, date calculations, calendar,
                               | calculator, and note pad. (Reg.Fee: $28)
FPLANPFP.ZIP   248834  01-27-94  Fplan Personal Financial Planner  is designed
                               | to assist individuals in their own total
                               | financial situation analysis. Subject areas
                               | include Income and Expenses (computing Social
                               | Security and Medicare expansion tax), Assets
                               | and Liabilities, Net Worth, Economic
                               | Assumptions and new 1991 Tax Rates, Income
                               | Protection (Disability), Life Insurance, and
                               | the Impact of Taxes and Inflation on Rates of
                               | Return. (Ron Kline) (ASP) (Reg.Fee: $30)
FUND941.ZIP    105196  03-04-94  MUTUAL FUNDamentals 94.1 contains information
                               | on over 1,000 mutual funds. There are names,
                               | addresses, toll-free phone numbers, and
                               | historical return data covering one-, three-,
                               | five-, and eigh- year periods. (Moonlight
                               | Software) (Reg.Fee: $12)
GEN7AC17.ZIP   437396  08-02-94  Gen7 Accounting Module 1.7a keeps track of up
                               | to four banking accounts. It will also keep
                               | track of debts and alert you when the program
                               | is started if you are about to be late with a
                               | payment.    NEW: corrected errors with clock,
                               | music, and quote modules, support for
                               | Microsoft Windows Icons when installing
                               | external programs, added new categories to
                               | quote module, and more.s, added new
                               | categories to quote module, and more. (George
                               | W. Freas II) (Reg.Fee: $14)
GINNIE.ZIP      25923  05-29-89  Ginnie  performs calculations related to the
                               | value of "Ginnie Mae's". (Murrell Selden)
                               | (Reg.Fee: $?)
GLOBAL.ZIP     111777  10-05-94  Global  searches all subdirectories or a
                               | specified PATH for a file and, optionally,
                               | performs a specified function on the file
                               | when found. For example GLOBAL *.BAK \WS "DEL
                               | *.BAK" would delete all files with an
                               | extension of BAK in the directory WS and any
                               | of its subdirectories. (Kevin O'Connor)
                               | (Reg.Fee: $?)
HAMMER.ZIP     154288  09-10-89  Hammer-Head  is a fair-value options pricer.
                               | Features include multiple strikes
                               | simultaneously; multiple expirations
                               | simultaneously; multiple underlying prices
                               | simultaneously; automatic "time until
                               | expiration" calculations; and volatility
                               | calculator. (Rad Delaroderie) (Reg.Fee: $45)
HBRM15.ZIP      85451  03-15-94  Home Basis Record Manager 1.5 will help you
                               | keep track of the basis (or cost) of your
                               | home, condos, etc. Most people do not give
                               | this much thought, but sooner or later, you
                               | have to pay the tax man, and if you have kept
                               | records of the costs of capital improvements,
                               | you can substantially reduce the tax bill.
                               | (Robert Gellman) (Reg.Fee: $25)
HCB.ZIP         35840  08-02-94  Home CheckBook 1.0 is a simple checkbook
                               | balancing program which runs from the command
                               | line. Enter the starting balance, debits and
                               | credits up to 60, and the final balance will
                               | be displayed. (C. Chapman) (Reg.Fee: $5)
HFC.ZIP        259116  03-22-94  Home Finance Companion 2.5 is a complete
                               | personal accounting system and budget
                               | planner. It manages credit and debit
                               | transactions, standing orders, transaction
                               | statements, an archive transaction log of old
                               | data, transfer of funds, and more. Requires a
                               | hard disk. (Robinsoft) (Reg.Fee: $30)
HLQ.ZIP         30918  08-02-91  Home Loan Qualifier  will help individuals
                               | and realtors determine realistically how much
                               | house one can afford. The only input required
                               | is Gross Annual Income, Monthly Debt
                               | Obligations, the current Annual Interest Rate
                               | on Mortgages, and the term or length of the
                               | loan in years. The author of this program is
                               | a licensed realtor. (Ron Schmidli) (Reg.Fee:
                               | $5-$20)
HOLDEM.ZIP      20384  07-14-94  Holdem  is a worksheet for Lotus 1-2-3 or
                               | Microsoft Excel which forecasts major changes
                               | in the US stock market. It provides at the
                               | minimum a one week warning of upward or
                               | downward trend reversals. It compares the
                               | SP500 weekly close with the Dow Jones utility
                               | average weekly close. Results allow the user
                               | to move profitably between equity investments
                               | and money markets. (PC-Professor) (Reg.Fee:
                               | $20)
HOME_REF.ZIP   307293  02-04-94  Homes: Refinance  determines how much money
                               | will be saved by refinancing. It works with
                               | two-step and fixed interest loans. The
                               | average interest rate is estimated for
                               | variable interest loans. 512K RAM & 1 MB of
                               | disk space. (Real Estate Consultants)
                               | (Reg.Fee: $19)
HOMEBUY.ZIP    132832  01-30-94  Homebuying and Refinancing  is an outstanding
                               | home purchase planning program. It determines
                               | total yearly costs (PITI, points, insurance,
                               | expenses, and more), after-tax costs and
                               | present value costs for fixed rate, ARM,
                               | PLAM, and Two-Step mortgages. It also handles
                               | prepayments, and rates a home buyer's chances
                               | of loan approval. Other features include an
                               | analysis of refinancing, analysis of buying
                               | versus renting, escalation of income, file
                               | saving and recalling of data and results,
                               | pop-up pick lists, customized report cover
                               | page, and user definable loan qualification
                               | criteria. This is the best home loan analysis
                               | program we have seen. We suspect that it
                               | would be good enough for loan institutions
                               | and other such professionals, yet it is easy
                               | enough for anyone to use, walking you through
                               | each step of the program. The output is clear
                               | and contains very useful information. (Byers
                               | Software) (Reg.Fee: $30)
HOMEREFI.ZIP   595582  04-29-94  Home Refinancing 1.2 computes actual and time
                               | value adjusted savings from refinancing.
                               | Points may be optionally capitalized. Bonus
                               | calculators show alternative payment options
                               | (any number of periods per year, payment in
                               | advance or arrears) and payment schedules
                               | with amounts of interest and principal
                               | accumulated for each year.   (Philip S. Will)
                               | (ASP) (Reg.Fee: $30)
HOMESBR.ZIP    351131  02-04-94  Homes: Buy or Rent  analyzes buying versus
                               | renting by evaluating 15 variables and a
                               | variety of loan types. It calculates and
                               | graphs the break-even points for each
                               | variable. Requires 512K RAM and 1+MB of disk
                               | space. (Real Estate Consultants) (Reg.Fee:
                               | $19)
HOMINSP.ZIP     54683  10-01-91  Home Inspector rev.B  aids a prospective home
                               | buyer in objectively evaluating a house's
                               | condition. All of the major sections of the
                               | home are covered including electrical,
                               | plumbing, heating/AC, basement, roof/attic,
                               | garage, general interior, and much more.
                               | (North Shore Home Inspections,) (Reg.Fee:
                               | $25-$100)
INDFINAN.ZIP   299167  07-12-94  Individual Finance 1.0 is a collection of 35
                               | financial applications, including mortgage
                               | refinancing comparisons, college savings
                               | schedule, future value of a series of
                               | deposits, and present value of a series of
                               | deposits. (SoftWEAR Computing Systems)
                               | (Reg.Fee: $35)
INFIDEL.ZIP     36839  05-29-89  In-Fidelity 5.2 automates the process of
                               | calling into "FAST", the Fidelity Automated
                               | Services Telephone. This service of Fidelity
                               | Investments allows the user of a touch-tone
                               | telephone to obtain prices and balances of
                               | his Fidelity mutual fund accounts or USA
                               | Brokerage account. FAST also allows transfer
                               | of funds from one account to another or from
                               | a prearranged bank account to a fund. (Les
                               | Penner) (Reg.Fee: $15)
INFO_C10.ZIP   225411  10-27-93  Info-C 1.0 helps users file various
                               | information return forms for income tax
                               | purposes. Info-C includes forms for 1099,
                               | 5498, W-2G and many others. It also includes
                               | a pop-up calculator with cut and paste
                               | features. (Gary L. Bockmon) (Reg.Fee: $47-67)
INSID_CR.ZIP   322395  02-03-94  Inside Secrets Of Credit Repair 3.0 explains
                               | how to request a credit report from three
                               | major credit bureaus and dispute inaccurate
                               | credit report statements. Features include
                               | credit report request letters, definitions
                               | for credit report codes, sample dispute
                               | statements, a complete copy of the Fair
                               | Credit Report Act, and a Case Study of credit
                               | repair. Requires 512K RAM, EGA/VGA and DOS
                               | 3.3 or above. (InfoTek) (Reg.Fee: $40)
INT234.ZIP     150953  12-19-94  Interest Analyzer 2.34 calculates interest
                               | earnings, loan payments, and amortization and
                               | depreciation schedules. Data can be saved to
                               | disk and recalled. Variables include loan
                               | prepayments, tax effects, compounding
                               | methods, depreciation methods and more.
                               | Output can be viewed on-screen in a large
                               | scrolling window or printed.    Other
                               | features include an amortization calculator,
                               | deposit modes of weekly through yearly,
                               | automatic cost of living adjustments, balloon
                               | payments, double principal payments, MACRS
                               | (200%) and MACRS (150%) depreciation methods,
                               | payout modes of weekly through yearly and
                               | more. (Michael D. Jones) (ASP) (Reg.Fee: $28)
INTENTRE.ZIP   152594  10-05-94  The International Entrepreneur  presents
                               | specific information on current worldwide
                               | opportunities. It tells how to be a global
                               | real estate speculator, how to get into
                               | import-export and travel businesses, and
                               | more. (Adam Starchild) (Reg.Fee: $0)
INVANA.ZIP      44787  12-04-91  Long vs. Short Term Investment Analyzer
                               | helps you decide between committing to a long
                               | term investment at a fixed interest rate or a
                               | short term investment. (David Leithauser)
                               | (Reg.Fee: $25)
INVEST.ZIP      44658  06-21-93  Investment Withdrawal 1.0 shows the effect of
                               | inflation and taxes on withdrawals from an
                               | investment fund. You select the percent of
                               | income earned to be withdrawn and the program
                               | will determine the amount which must be
                               | withdrawn monthly to maintain your purchasing
                               | power. (Peter L. Fishback) (Reg.Fee: $10)
INVESTBA.ZIP    99242  11-02-94  Investing Basics 1.0 is a tutorial on wise
                               | investments for frugal families. Topics
                               | include the investment pyramid, municipal
                               | bonds, mutual funds, using annuities for tax
                               | deferral, family partnerships, other sources
                               | of information on investing, and more. (Adam
                               | Starchild) (Reg.Fee: $0)
INVSTEDG.ZIP   283662  10-10-94  Investor's Edge 5.0 is a portfolio manager.
                               | It handles 200 accounts of stocks, mutual
                               | funds, bonds, fixed dollar denominated and
                               | appreciable dollar denominated investments.
                               | It also handles 396 investments per account.
                               | It provides records of all investment
                               | transactions and of automatic reivestment of
                               | earnings; plus screens and prints individual
                               | investment reports, portfolio reports with
                               | various breakdowns, asset allocation report,
                               | net worth statement and others.
                               | Individual investment reports include a
                               | header of general information, followed by a
                               | transaction section and close with a footer
                               | showing present price, present value and gain
                               | or loss. It graphically presents risk balance
                               | in portfolio. It computes IRR of investments
                               | and portfolio. It updates price for all
                               | accounts from a price register in one shot.
                               | It provides supplementary programs for bond
                               | duration calculation, loan amortization, and
                               | more. (Edward C. Bergen) (Reg.Fee: $49)
IRA_CALC.ZIP     2614  05-29-89  IRA-Calc  calculates the future value of IRA
                               | payments. (Reg.Fee: $?)
JOUR166.ZIP    152537  06-12-94  I'm No Accountant 1.66 is a set of accounting
                               | templates for use with Lotus 1-2-3. It
                               | features templates for income tracking,
                               | salary computation, bank account
                               | reconciliation, and more. (Willis E. III
                               | Howard) (ASP) (Reg.Fee: $30)
KFPLAN1.ZIP    624561  06-23-94  FPlan-Kwik Financial & Retirement 1.0 is a
                               | personal financial and retirement planner.
                               | Analysis subjects available are budgeting,
                               | net worth, economic assumptions, education
                               | funding, retirement plan, capital needs,
                               | estate preservation, and income protection.
                               | Features include mouse support, tutorial with
                               | printable check list, comprehensive data
                               | guides and more. Requires a hard disk with 1
                               | MB of free space.    (Ron Kline) (ASP)
                               | (Reg.Fee: $20)
KUPFER.ZIP     564489  01-30-94  Kupfer Business Programs  is a collection of
                               | 16 financial and statistical business
                               | functions. Some of the topics covered
                               | include, accounting, asset management, labor,
                               | inventory, recovery cost comparison,  a
                               | combination Income and cash flow analysis
                               | projection for a company for a five year
                               | period, budget analysis, and more. (Robert E.
                               | Kupfer) (Reg.Fee: $6-$20)
LAZYLED.ZIP    171295  01-17-94  Lazy Ledger 1.0 keeps track of your home or
                               | business accounts. It can give you instant
                               | monthly or year-to-date totals of each
                               | account. Requires VGA. (Duchek Computer
                               | Services) (Reg.Fee: $30-35)
LB203.ZIP      196806  08-02-94  LaserMax Check Maker 2.03 lets you print
                               | MICR-encoded checks at a fraction of the cost
                               | of commercially printed checks. Standard
                               | blank check stock is used in an HPLJ+
                               | compatible printer. Multiple bank accounts
                               | are supported. (LaserMax Software, Inc.)
                               | (Reg.Fee: $49)
LMYM21.ZIP     211040  05-05-94  LaserMax for Managing Your Mon 2.10 prints
                               | MYM checks using a HP PCL Laserjet compatible
                               | printer. Checks are printed on blank check
                               | stock for a fraction of the cost of
                               | preprinted checks. Signatures and logos can
                               | be printed on checks. It is compatible with
                               | both the HP and CHEQsys MICR encoding systems
                               | and comes with the Elfing MICR soft font.
                               | (LaserMax Software, Inc.) (Reg.Fee: $49)
LNPAY21.ZIP    310362  08-02-94  LoanPmt 2.1 generates loan calculations and
                               | displays amortization and loan comparison
                               | tables. (Data Language Systems) (Reg.Fee: $25)
LOAN20.ZIP      71168  08-27-93  Home Loan Diary 2.0 is a home mortgage diary
                               | and amortization schedule calculator.
                               | (Reg.Fee: $?)
LOAN443.ZIP     46720  08-29-93  LoanValu 4.43 is a loan calculation program.
                               | It will find missing elements and lets you
                               | compare loan rates. (C. William Hodgson)
                               | (Reg.Fee: $25)
LOANACCL.ZIP   126450  01-06-94  Loan Accelerator 1.05 shows the savings that
                               | occur when extra or oversized payments are
                               | made on a loan. (Compuloan) (Reg.Fee: $?)
LOANDBM.ZIP     95608  07-15-90  Loan_db_Manager 2.3 is a loan analysis
                               | program. It has a pop-up calculator, equity
                               | calculation, and two-loan comparison. It has
                               | a very slick, smooth integrated interface and
                               | is easy to use. After you input the
                               | information into a loan database, you can
                               | request a variety of reports, including
                               | Yearly Amortization Schedule, Cost of Loan,
                               | Equity vs. Balance, Rate Comparison, and
                               | Prepayment Analysis. (Soft Solutions)
                               | (Reg.Fee: $25)
LP203.ZIP      200888  08-02-94  LaserMax for Pacioli 2.03 produces complete
                               | checks using blank check stock and any HP
                               | LaserJet+ compatible printer, Pacioli 2000.
                               | Seven types of checks can be printed
                               | including Pacioli and Quicken Laser styles.
                               | This package includes the Elfring MICR soft
                               | font, support for the HP MICR system, and
                               | laser generated signatures and logos.
                               | (LaserMax Software, Inc.) (Reg.Fee: $49)
LQ203.ZIP      216662  08-02-94  LaserMax for Quicken 2.03 prints MICR encoded
                               | checks for Quicken using blank check stock
                               | and an HP LaserJet+ compatible printer.
                               | (LaserMax Software, Inc.) (Reg.Fee: $49)
MB150.ZIP      331108  05-10-94  Money & Banks 1.5 is a personal banking
                               | manager.    (RCCO Research) (Reg.Fee: $23)
MFS3X3.ZIP     275547  01-05-94  Married Filing Status Analysis 3.3 analyzes
                               | the advantage of filing joint or separate tax
                               | returns, the impact of the so-called marriage
                               | penalty, and other tax filing situations
                               | related to marriage, separation or divorce.
                               | (Michael T. Wing) (Reg.Fee: $8)
MFTRAK36.ZIP   320984  10-11-94  Mutual Fund Tracker 3.6 uses technical
                               | analysis and a mutual fund composite average,
                               | in conjunction with other key indices, to
                               | determine when to get into and out of mutual
                               | funds. You can define and look at different
                               | what-if results based on your criteria.
                               | Features: easy to understand graphs, reports,
                               | select trend or buy, sell and hold signals,
                               | graph pictures on disk, auto-update and more.
                               | Requires 640K RAM. (Watkins Enterprises)
                               | (Reg.Fee: $30)
MKT_CHRT.ZIP   127118  01-29-94  Market Chartist  is an interactive tutorial
                               | on doing market analysis. It shows you how to
                               | create and use market charts for technical
                               | analysis involving moving averages, momentum,
                               | advance/decline lines, trading volume and
                               | trend lines. I features 40-pages of
                               | illustrations and worksheets which you can
                               | print out. The program quizzes you as you go
                               | to reinforce your learning. Requires a high
                               | density or hard disk. (D.L. Voiles) (Reg.Fee:
                               | $20)
MKTCHART.ZIP   149482  02-04-94  Market Charter  performs technical analysis
                               | on a wide variety of stock or stock index
                               | price data files. Requires VGA and a mouse.
                               | (Allen Edwall) (Reg.Fee: $50)
MKTEDGE1.ZIP   212017  01-29-94  MarketEdge 1.0S is a stock market trend
                               | analysis, market timing program. MarketEdge
                               | was primarily designed for analyzing the
                               | overall stock market and determine major
                               | trend changes, but it can be used for
                               | individual stocks and indexes. It generates
                               | and plots indicators, including
                               | Advance-Decline Line, Bollinger Bands, Dow,
                               | McClellan Oscillator, RSI, SASITOP, SASI
                               | Oscillator, Sigma Limits, Stochastics, and
                               | Technical Index. (William M. Mason) (ASP)
                               | (Reg.Fee: $39)
MKTEDGE2.ZIP   324340  01-29-94  See MKTEDGE1.ZIP
MKTEDGE3.ZIP    69000  01-29-94  See MKTEDGE1.ZIP
MLRCHK30.ZIP   190087  07-28-94  My Little Realm's Checking 3.0 is a part of
                               | the "My Little Realm" series of inventory
                               | programs. This module will help you keep
                               | track of your checking account. Requires 640K
                               | RAM. (John Lee Salisbury) (ASP) (Reg.Fee: $25)
MOFC.ZIP       209309  01-17-94  My Own Financial Consultant 1.0 provides help
                               | for comparing different loan rates and
                               | depreciation procedures for acquiring assets.
                               | It features mortgage rate comparisons, an
                               | amortization schedule, compound interest
                               | calculations, loan analysis, and more.
                               | (Eastern Digital Resources) (Reg.Fee: $25)
MOMONY01.ZIP   133648  10-20-93  MakeMoney 1.01 tells how to save money and
                               | invest it in paying off mortgages. A primer
                               | is included on becoming totally financially
                               | free. Requires 640K RAM, VGA, and 800K of
                               | hard disk space. (Michael Mathiesen)
                               | (Reg.Fee: $17)
MONEY.ZIP       30364  05-29-89  Money Manager  is a simple checkbook program
                               | for recording checking account transactions
                               | and reconciling bank balances. Offers
                               | password protection and allows searching for
                               | checks. (Joseph M. Albanese) (Reg.Fee: $?)
MORCOMP.ZIP    243668  04-27-94  Mortgage Reduction Strategies 1.03 is a
                               | professional, mortgage comparison system. It
                               | will amortize any loan or mortgage with a
                               | basic regular payment schedule. It allows
                               | unlimited alternate schedules such as
                               | biweekly, monthly with quarterly extra
                               | payments, monthly with annual extra payments.
                               | It displays costs of up to five 30-year
                               | mortgages in parallel columns.    (Bottom
                               | Line Software, Inc) (Reg.Fee: $80)
MORTACCL.ZIP    96914  01-29-94  Mortgage Accelerator  makes it easy to
                               | analyze different ways of accelerating
                               | mortgage payments. (Reg.Fee: $15)
MORTCALC.ZIP    15950  05-29-89  Mortcalc  displays four windows in which to
                               | perform different types of mortgage
                               | calculations: mortgage payments, mortgage
                               | amount, present value and future value.
                               | (Telemacus Software Associates) (Reg.Fee: $?)
MORTCOMP.ZIP   209876  01-29-94  Mortgage Comparison Strategies  compares up
                               | to five mortgages or one mortgage with four
                               | reduction strategies on one page. It handles
                               | all the popular prepayment plans, and reports
                               | the total cost and relative savings. (Bottom
                               | Line Software, Inc) (Reg.Fee: $80)
MORTGAG.ZIP     48649  01-12-94  Mortgage Analyst 1.0 provides analysis of
                               | normal, extra payment and fixed principal
                               | mortgages. It will determine the mortgage
                               | payment amount, find unknown variables, such
                               | as principal, interest, terms, etc., and
                               | determine the effective interest rate per
                               | year. (Sebastian J. Palack) (Reg.Fee: $15)
MORTMGR.ZIP     64718  07-09-90  Mortgage Manager 1.1 is a financial program
                               | for personal recordkeeping of mortgage and
                               | escrow accounts. It will track up to 99
                               | mortgage accounts per year, and will print
                               | reports on payments, interest/principal,
                               | principal balance, current escrow amount,
                               | yearly interest paid (for tax purposes),
                               | total amount of interest paid to date, and
                               | various lender information. (William Baum)
                               | (Reg.Fee: $35)
MORTPLAN.ZIP    73061  01-30-94  Mortplan  is a comprehensive mortgage
                               | amortization and analysis program. In
                               | addition to displaying normal amortization
                               | schedules to the screen or printer, it will
                               | perform comparisons of rates vs amounts and
                               | years vs rates. It will also allow you to
                               | adjust your loan amortization schedule for
                               | additional payments of either a regular extra
                               | amount or for one-shot extra payments.
                               | (Mustang Software, Inc.) (Reg.Fee: $56)
MRKTPLUS.ZIP   304284  01-29-94  MarketPLUS 2.1 is a graphically-oriented
                               | stock and mutual fund tracking system. Each
                               | data file will hold up to 50 stocks/funds
                               | with up to 130 daily, weekly or monthly price
                               | points for each. You can easily update
                               | prices, adjust for stock splits and
                               | dividends, and generate charts. (Mike & Cone,
                               | Roy Fox) (Reg.Fee: $90-$150)
MRKTSRCH.ZIP   216470  06-14-93  MarketSearch 3.2 is a New York Stock Exchange
                               | analysis program. It includes Value Line
                               | analysis, Fortune 500 ranking, industry
                               | codes, industry descriptions, company name
                               | and symbol. Data includes 12 years on all
                               | companies. (Data Management) (Reg.Fee: $45)
MRT200.ZIP     220532  04-25-94  Mortgage Analyzer 2.00 lets you do
                               | amortization schedules. Requires 512K RAM and
                               | hard drive with 500K free disk space.
                               | (Michael D. Jones) (ASP) (Reg.Fee: $28)
MUTF_MGR.ZIP    83341  01-29-94  Mutual Fund Manager  is an integrated
                               | record-keeping and tracking system for
                               | managing your mutual fund portfolio. It will
                               | maintain a complete annual record of your
                               | fund transactions, generate three performance
                               | reports, record your money market fund
                               | transactions and calculate interest, and
                               | print all reports with a single keystroke.
                               | Bar and line graphs can be generated.
                               | (DenverData, Inc.) (Reg.Fee: $49)
MUTFSCOR.ZIP   141035  01-29-94  Mutual Fund Scorecard  allows you to rank
                               | mutual funds and stocks based on near and
                               | long term performance data. It features an
                               | interest rate calculator and a variety of
                               | reports. Requires 512K. (Softkey Systems)
                               | (Reg.Fee: $20)
MUTUAL.ZIP      93726  09-13-94  Mutual 1.0 converts screens of fund data
                               | captured using Money Magazine's FundWatch
                               | Online so the data can be analyzed off-line.
                               | (Signet Software) (Reg.Fee: $8)
MYM2QKN.ZIP     36112  09-17-93  MYM2QKN 2.01 converts data from Managing Your
                               | Money (versions 7.1 or higher) to Quicken for
                               | Windows. (Charles E. III Jackson) (Reg.Fee:
                               | $10-$15)
MYMWORTH.ZIP    87790  01-30-94  MYMWorth  lets you compare changes in net
                               | worth using the data in your Managing Your
                               | Money files. The program is coded in Clippe
                               | and the PRG files are included. (Robert Fuld)
                               | (Reg.Fee: $0)
MYQ200.ZIP     199032  07-04-93  MYMIQ 2.0 lets you import stock quotes from
                               | Prodigy Services. It's designed to be used by
                               | Managing Your Money users for updating the
                               | prices in their investment accounts.
                               | (Philippe Rabergeau) (Reg.Fee: $24)
NEEDS2.ZIP     188043  08-09-94  Needs2/Confronting All Your Needs 2.1 is a
                               | motivational and inspirational tutorial about
                               | personal financial freedom. Requires 640K RAM
                               | and 600K disk space. (David Johnson) (ASP)
                               | (Reg.Fee: $11)
NETWORTH.ZIP   124913  11-08-93  Networth Calculator  calculates your net
                               | worth. (Aquinist Associates) (Reg.Fee: $3)
OPPL26.ZIP     197159  11-16-94  OWL Portfolio Price Loader 2.6 updates prices
                               | using current or historical price quotes
                               | captured from on-line services. Requires Owl
                               | Personal Portfolio Manager version 4.0+
                               | (available from PsL). (Otto-Williams Ltd.)
                               | (Reg.Fee: $15)
OPPM60B.ZIP    345221  10-21-94  OWL Personal Portfolio Manager 6.0b combines
                               | graphic analysis of stock trends with
                               | portfolio management and tracking. Stock
                               | charting capabilities include price volume
                               | charts with multiple moving averages;
                               | relative performance charts illustrating the
                               | relative price strength of a security or
                               | market sector versus the overall market; and
                               | price correlation charts illustrating the
                               | degree to which price movements in a market
                               | index are predictive of price movements of an
                               | individual security and pinpointing breakout
                               | points from the normal trading range. Reports
                               | include transaction summary reports suitable
                               | for preparation of tax schedule D; portfolio
                               | summary reports indicating unrealized gains
                               | and losses; dividend income reports for
                               | preparation of tax schedule B; net worth
                               | reports; and performance ranking reports
                               | providing annualized yield inclusive of
                               | dividends. Reports may be customized to
                               | reflect any time period, combination of
                               | portfolios and long versus short term holding
                               | period. (Otto-Williams Ltd.) (Reg.Fee: $45)
P2Q_CON.ZIP     31829  01-18-92  P2Q-Con  converts stock quotes from Prodigy
                               | to the format required by Quicken 5.0. You
                               | need to have a printer redirect program to
                               | work with this, such as PrinDir from PsL.
                               | Quicken for Windows is also supported. (Peter
                               | Loveall) (Reg.Fee: $10)
PAGWAT.ZIP     173495  08-02-94  PagWat 1.3 will monitor CompuServes's
                               | BasicQuote and send targeted stock market
                               | data to a pager when the preset threshold
                               | values are met or exceeded. Requires a Hayes
                               | compatible modem with minimum speed of 2400
                               | baud. (Livio Lascu) (Reg.Fee: $0)
PAYPLUS.ZIP    189414  05-02-92  PayPlus 5.06 automates the task of paying
                               | your monthly bills. It keeps a database of
                               | vendors and payment history. It also prints a
                               | list of bills by due-date, allows tagging of
                               | bills for payment, and prints checks. (Greg
                               | Smith) (Reg.Fee: $25)
PC_STOCK.ZIP   128542  01-31-94  PC-Stock  is a general purpose stock trend
                               | analysis program. It was developed with ease
                               | of use and graphic presentation of data as
                               | the primary objectives. PC-STOCK is entirely
                               | menu driven, making it very easy for the
                               | occasional user as well as the professional
                               | user to enter, modify, and obtain graphic
                               | trend analysis of stock data. There are a
                               | dozen or so sample data files included. The
                               | program supports up to 10 moving averages.
                               | Also included is STOCK MARKET ANALYSIS which
                               | allows you to plot stock analysis graphs on a
                               | printer. (Charles Overton) (Reg.Fee: $?)
PCA120.ZIP      90082  05-20-94  PC Allowance 1.2 lets you teach your children
                               | about money management by letting you set up
                               | books to be their "banker". Saving money is
                               | rewarded by compounding interest on money
                               | saved. You can make deposits, withdrawals and
                               | mock checks. It automatically accrues a set
                               | weekly allowance, performs compound interest
                               | calculations, publishes account statements
                               | and makes loans. The program works like an
                               | automatic teller machine, except that it
                               | prints out a check which the child then
                               | presents to the parent for payment   (John H.
                               | Byrd) (ASP) (Reg.Fee: $34)
PCBTOOL.ZIP    192623  04-04-92  Personal Budget Tools 2.35 provides an
                               | analysis of your expenses. It is designed for
                               | those who want to plan ahead to make sure
                               | that they have money set aside to meet their
                               | short-term needs, but who do not want to
                               | spend a lot of time and effort on a full home
                               | accounting system. Our experience has been
                               | that the time spent on a full home accounting
                               | system can pay for itself in the long run, so
                               | we recommend one for those who have the time
                               | and self-discipline to keep it up to date.
                               | For everyone else, PBT is the next best
                               | thing. It gives you a one-page overview of
                               | your financial situation. A month-by-month
                               | analysis shows the minimum amount which you
                               | must have in short-term savings to meet your
                               | annual obligations; the bills coming due in a
                               | given month; and how to allocate your funds
                               | to meet them. In case outgo exceeds income,
                               | the program includes an installment loan (as
                               | well as mortgage) analysis section. (Tom
                               | Rickenbacker) (Reg.Fee: $25)
PCBUDGET.ZIP   289558  01-21-94  PCBudget 2.6a is a complete home financial
                               | management package. The menu-driven features
                               | include Transaction lists, Net Worth, Income
                               | and Expenses, Amortization schedules,
                               | Accumulation schedules, Reconcile Accounts,
                               | Mailing Lists, Cost/Cash/Profit Budgets, Bar
                               | Graphs, Mouse support, Pop-up Calculator and
                               | Calendar, Automatic transaction entry, Income
                               | Tax estimator, Payment Reminders, Check
                               | Printing, and more. Hard disk recommended.
                               | This is a very comprehensive package. Lots of
                               | on-line help make getting started easy.
                               | (ProLogic Software and Services) (Reg.Fee:
                               | $37)
PCC15.ZIP      344531  07-15-93  PC-Chart for HG/CGA 1.5 contains a
                               | comprehensive set of technical analysis tools
                               | to help you determine when to buy and sell
                               | stocks and commodities. It can download
                               | quotes from GEnie and CompuServe. (Gene
                               | Quong) (ASP) (Reg.Fee: $108)
PCE15.ZIP      335398  07-15-93  PC-Chart for EGA 1.5 contains a comprehensive
                               | set of technical analysis tools to help you
                               | determine when to buy and sell stocks and
                               | commodities. It lets you download quotes from
                               | GEnie and CompuServe. (Gene Quong) (ASP)
                               | (Reg.Fee: $106)
PCLOAN.ZIP     278224  04-27-94  PCLoans 5.10 is a loan calculation and
                               | amortization schedule program for those with
                               | advanced needs. Requires 512k memory.
                               | (Bottom Line Software, Inc) (Reg.Fee: $79)
PCLOAN5.ZIP    241839  09-14-93  PC-Loans 5.09 is a loan calculation and
                               | amortization schedule program for those with
                               | advanced needs. The program has pull-down
                               | menus and context-sensitive pop-up help
                               | screens. It includes special calculations for
                               | Canadians. Schedules can be customized to pay
                               | any amount of interest or principal on any
                               | date, interest only, principal only or
                               | balloon payments. You can generate schedules
                               | with 1,2,3,4,6,12,13,24,26, or 52 payments
                               | per year and add an extra ("bonus") payment
                               | schedule to a primary mortgage. A loan
                               | calculator will let you play "what-if",
                               | calculate the results of unscheduled
                               | prepayments and balloon payments, and will
                               | perform REG Z compliance tested APR
                               | calculations, including points. Printed
                               | reports can be completely customized.
                               | Requires 512k; we first started it with less
                               | (because of TSR's) and it aborted back to DOS
                               | in the middle of data entry when we tried to
                               | bring up a help screen. The files on this
                               | disk are archived and require 550k of free
                               | disk space to dearchive.           . (Bottom
                               | Line Software, Inc) (Reg.Fee: $79)
PERFCNTS.ZIP   623497  10-12-93  Perfect Cent$ 5.0s is a home office
                               | management system. It features a checkbook
                               | manager, pop-up calculator, appointment
                               | reminder, and inventory database management
                               | system. It also has loan amortization and net
                               | worth calculation programs. (Wm. R.
                               | Colby-Newton) (Reg.Fee: $15)
PF2_20_A.ZIP   288888  02-16-94  Personal Finances 2 4.03 is a home accounting
                               | system which is designed to operate like the
                               | standard method of keeping books and ledgers.
                               | It has support for the TXF tax information
                               | interchange file format, enabling users to
                               | transfer data to tax preparation programs.
                               | (Bruce W Landeck) (ASP) (Reg.Fee: $39)
PF2_20_B.ZIP   362038  02-16-94  See PF2_20_A.ZIP
PF2_20_C.ZIP   392103  02-16-94  See PF2_20_A.ZIP
PFP.ZIP         52469  11-26-90  Personal Financial Planner  is a financial
                               | planner for loans, mortgages, investments,
                               | and budgets. Financial analysis programs are
                               | one of the types of software that we see tons
                               | of every month and rarely add new ones unless
                               | they are particularly good. This one is. For
                               | example, the home loan analysis section takes
                               | into account the sale of your old house,
                               | closing points, insurance and taxes on the
                               | new house, and even the agent's commission on
                               | your old house. Data can be saved and
                               | recalled and easily changed. (World's Finest
                               | Software) (Reg.Fee: $0)
PFROI39B.ZIP   346007  01-07-94  PFroi 3.9b performs portfolio management plus
                               | ROI calculations. Features include: easy data
                               | input, computation of true return (IRR
                               | method), numerous reports many useful for tax
                               | planning, several tax lot assignment methods
                               | including FIFO, supports of just about every
                               | security type. You can also direct the output
                               | to a file, screen or printer. EGA and VGA
                               | valuation graphics have been added and
                               | support for laser printing of graphics. Other
                               | features include unlimited transactions and
                               | valuations; a comprehensive 120+ page on-disk
                               | manual; a stock quote downloading capability
                               | from services such as Compuserve and Dow
                               | Jones; the ability to directly import Prodigy
                               | Quote Track files which saves download
                               | charges; and transaction import capabilities.
                               | (TechServe, Inc.) (Reg.Fee: $33-43)
POINT.ZIP       30364  04-15-94  Points 2.0 helps determine if a borrower
                               | should buy points on a loan in order to
                               | reduce the interest rate on the loan. It
                               | determines exactly how much money is being
                               | spent on interest payments each month of your
                               | loan in both cases. (Property Statistics Co.)
                               | (Reg.Fee: $5)
PORT_MGR.ZIP   298577  01-29-94  Portfolio Manager  converts quotes that are
                               | saved in Prodigy for direct import into
                               | Quicken or a spreadsheet. All types of stock
                               | and mutual fund quotes can be converted,
                               | saving you from having to manually type in
                               | prices. It keeps track of portfolio totals
                               | including percent gain on total and percent
                               | gain on individual stocks, among several
                               | other performance measures. Requires 512k and
                               | a hard drive. (Soft Key Systems) (Reg.Fee:
                               | $18)
PORTMGR1.ZIP   288662  02-08-94  Portfolio Manager 4.5 will track market
                               | investments such as stocks, bonds,
                               | commodities, short sales funds and money
                               | market accounts. It will also record
                               | investments such as limited partnerships and
                               | saving account interest. A 1099 checklist is
                               | provided. The program allows up to five
                               | separate accounts in a portfolio. Reports can
                               | be generated for comparing cost to value,
                               | Return on Investment, broker transaction
                               | analysis and a lot more. Requires a hard disk
                               | and 400+k of memory. (Steven C. Hane) (ASP)
                               | (Reg.Fee: $49)
PORTMGR2.ZIP   269797  02-08-94  See PORTMGR1.ZIP
PORTMGR3.ZIP   291207  02-08-94  See PORTMGR1.ZIP
PORTWRTH.ZIP    29081  01-31-94  Portworth  is a set of applications programs
                               | that you can use for monitoring and
                               | evaluating your stock portfolios. The
                               | programs are in BASIC and are recommended
                               | only for people wishing to modify or write
                               | their own programs. (Reg.Fee: $0)
PRO93S.ZIP     418291  01-03-94  PRO93S .93 is a 1993 income tax preparation
                               | program which contains 52 IRS approved tax
                               | forms and worksheets suitable for doing your
                               | tax return. (F. Roland Bjorklund) (ASP)
                               | (Reg.Fee: $52)
PRS202.ZIP     169862  07-04-93  Pro$tock 2.02 allows you to download stock
                               | quotes from Prodigy Services. You can have up
                               | to nine different lists of more than 1,000
                               | stocks, bonds and mutual funds. You can
                               | create lists of stocks symbols from scratch,
                               | from Metastock files, or from Sylvia Porter's
                               | files. You can download daily in unattended
                               | mode, and convert files for importing into
                               | spreadsheet programs. A Quicken conversion
                               | program is included. Requires a hard disk,
                               | 640k, and Prodigy software 2.1 - 3.1.
                               | (Phillippe Rabergau) (ASP) (Reg.Fee: $35)
PTAX93.ZIP     106232  01-07-94  Patterson's 1993 Quick Tax Calculator  is a
                               | one-screen 1993 Federal income tax
                               | calculator. It uses all new rates and gives
                               | warnings when IRS thresholds are exceeded.
                               | You can easily change amounts to play
                               | what-if. (John B Patterson) (Reg.Fee: $7)
PTCASH.ZIP     263065  05-20-94  Power Till - Cash Book  keeps track of your
                               | finances. Features: multiple accounts, a
                               | budget facility and the ability to create and
                               | print reports.   (T.G. Pistorius) (Reg.Fee:
                               | $20)
PTRUST.ZIP     269235  11-14-94  The Pure Trust as an Asset Protection Vehicle
                               | 1.0 explores the use of the Pure Trust to
                               | preserve assets and maintain privacy. Topics
                               | include how to set up and run a trust, a
                               | trust as a business, and exhibits showing the
                               | financial advantage of the Pure Trust verses
                               | a will. (Paradigm Publishing) (Reg.Fee: $10)
QCHECK.ZIP     280588  02-01-94  Qcheck 3.7 is a simple checkbook recording
                               | and reconciliation program. It can export to
                               | a file for use with an electronic spreadsheet
                               | such as Lotus and Quattro. There is a pop-up
                               | calculator, calendar functions, programmable
                               | function keys for Pay-To, support for a
                               | running balance, and on-line help. (Creative
                               | Resources) (Reg.Fee: $35)
QCHECK3.ZIP    323054  01-26-94  Qcheck3 7.22 is a simple checkbook recording
                               | and reconciliation program. (Creative
                               | Resources) (Reg.Fee: $35)
QKVALU.ZIP     127232  08-02-94  Qkvalu Plus  calculates the intrinsic value
                               | of commonly traded United States and World
                               | gold and silver coins, and Swiss Credit Bank
                               | gold bars. Also, QKVALU PLUS is a flat-file
                               | database. The flat-file database is provided
                               | for the user to create a chart of their gold
                               | bars, gold coins, silver bars, and silver
                               | coins. (David Crenshaw) (Reg.Fee: $20)
QMU320.ZIP     111898  07-04-93  QMU 3.20 will update stock prices in your
                               | Quicken investment account program using
                               | Prodigy Online Services. (Phillippe Rabergau)
                               | (ASP) (Reg.Fee: $24)
QOTIN.ZIP       87700  01-29-94  Qotin  facilitates the handling and
                               | processing of stock quotes obtained from
                               | CompuServe. You can download quotes, convert
                               | them into the format required for import into
                               | most popular spreadsheet programs, and
                               | produce archival files of the quotes received
                               | for later use by this or other programs. It
                               | also manages the printing for all file types.
                               | (Leonard B. Abbey) (Reg.Fee: $0)
QPACS32.ZIP     61058  01-17-94  Quick Personal Accounting System 3.2 is a
                               | multi-featured checkbook program. It lets you
                               | record checks, deposits, interest and bank
                               | charges for up to five different accounts.
                               | Entries can be assigned two-digit category
                               | codes. Budgets can be set for categories and
                               | compared to actual amounts. Transaction and
                               | balance reports can be printed or displayed
                               | on screen. A checkbook balancing routine is
                               | included. Features also include the ability
                               | to record and track assets, liabilities and
                               | investments; a federal income tax estimator;
                               | net worth calculation and printout, and an
                               | index card file which can be printed on
                               | labels or rotary index cards. (Richard A
                               | Williams) (ASP) (Reg.Fee: $22)
QTAX08.ZIP     131266  05-11-94  QuickTax 1.08 maintains up-to-date
                               | information on your total expected tax
                               | liability for the year. NEW: all new tax law
                               | changes for the 1994 tax year; many new tax
                               | saving tips.    (Donald R. Bates) (ASP)
                               | (Reg.Fee: $23)
RETIRE20.ZIP   138529  08-29-94  Retire 2.0 estimates social security and
                               | federal retirement benefits. Includes savings
                               | and debt reduction plans, financial tools and
                               | more. (John B Patterson) (Reg.Fee: $10)
RETIREQM.ZIP   118649  01-27-94  Retirement Quick-Monitor  calculates and
                               | displays on one screen the savings necessary
                               | to retire at any age between 30 and 90 for
                               | any interest and inflation rate combination.
                               | The program is fast and easy to use,
                               | prompting you for your current income and
                               | expenses and estimated percentage of expenses
                               | expected to be incurred after retirement.
                               | (Rod Hoisington) (ASP) (Reg.Fee: $35)
RETPLAN.ZIP     18716  06-26-87  RetPlan  lets you plan for your retirement.
                               | You enter the number of years until
                               | retirement, amount of annual savings,
                               | interest rate, amount you wish to withdraw
                               | each year, expected inflation and tax rates,
                               | and it prints tables to the screen showing
                               | how many years your savings will last. (Lee
                               | Bartow) (Reg.Fee: $?)
RIFF.ZIP       311723  02-03-94  R. I. F. F. 2.0 will forecast future
                               | retirement income. (Charles Henry) (Reg.Fee:
                               | $17)
SAGETRDR.ZIP    70069  01-31-94  Sage Trader  is a commodities trading
                               | software. It analyzes, displays and prints
                               | commodity price records. It permits the
                               | commodities trader to concentrate on trends
                               | instead of details. (Sage Systems) (Reg.Fee:
                               | $50)
SAM1.ZIP       130130  01-17-94  Savings Account Management 1.0 helps you
                               | manage your savings account. It keeps current
                               | information of accounts, interest earned,
                               | etc. It also generates reports listing all
                               | transactions and deposits within specified
                               | dates, transactions with same budget
                               | category, annual income reports, and more.
                               | (Marilyn Price) (ASP) (Reg.Fee: $25)
SCTA.ZIP       109916  01-31-94  Stock Charting and Technical Analysis  will
                               | chart stock and index data using the familiar
                               | hi/low/close & volume bars and will allow you
                               | to plot moving averages, trading bands, and
                               | various formulas (stochastics, William's %R,
                               | On-Balance-Volume etc.). (Ted M. Young)
                               | (Reg.Fee: $10-$20)
SDDEMO.ZIP      41336  07-22-94  Shorten Debts Demo 5.0 is a demo of a program
                               | for analyzing your debts. (Richard S
                               | Haseltine) (ASP) (Reg.Fee: $0)
SECTRAK.ZIP    161310  01-31-94  Security Trak  is a system for managing an
                               | investment portfolio consisting of US
                               | Treasury Bills, Notes, and Bonds; Municipals;
                               | Government Agency issues (FNMA, GNMA, FHLMC);
                               | and pools of Mortgage Backed Securities. It
                               | accrues interest and accretes discount or
                               | amortizes premiums on a monthly or
                               | actual-days basis, as well as compute
                               | principal payments due on MBS based on
                               | current pool factors. It tracks market value.
                               | Total accrued interest due is accumulated in
                               | the individual security files, and actual
                               | cash flow from payments received is reported
                               | for each quarter and year-to-date. (Everett
                               | G. Collins) (Reg.Fee: $39)
SECURAN.ZIP     31508  12-18-89  Security Analyst 2.50A performs fundamental
                               | balance sheet analysis for stocks. After you
                               | input your data from annual reports such as
                               | gross sales, net sales, current assets, and
                               | inventory, the program will compute ratios
                               | such as price to earnings, price to sales,
                               | price to dividend, current ratio and profit
                               | margin, and more. Market value is displayed
                               | in millions, and error checking for files
                               | ability to edit data. (Donald Rosenberger)
                               | (Reg.Fee: $15-$20)
SMC.ZIP        320638  10-17-92  Stock Manager & Quotes Conversion 1.4C
                               | converts stock or mutual fund quotes from
                               | Compuserve to a format that is easily read by
                               | Quicken or a spreadsheet. It also keeps track
                               | of portfolio totals and other performance
                               | measures such as percent gain on total and
                               | percent gain on individual stocks. The stock
                               | list holds over 200 stocks or mutual funds
                               | and multiple portfolios can be saved or
                               | retrieved. Requires 512K. (Signet Software)
                               | (Reg.Fee: $12)
SMFRCAST.ZIP   309664  01-29-94  Stock Market Forecast  will predict the
                               | direction of the economy and develop
                               | recommendations as to the amount of equities
                               | to be holding. The forecast is based upon
                               | data published in the government publication
                               | Survey of Current Business and also in
                               | Barron's Weekly. A high-capacity disk drive
                               | (720k+) is required. (Ron West) (Reg.Fee: $31)
SMTIMER.ZIP    307980  01-29-94  Stock Market Timer 3.0 is a system that will
                               | help determine the timing of purchasing or
                               | selling of stocks. It is based upon ideas in
                               | a book by M. G. Zahorchak entitled "The Art
                               | of Low Risk Investing." It provides a full
                               | screen display of a stock's closing prices
                               | for easy review and revision, as well as a
                               | full screen data entry format. (Hidden Valley
                               | Software) (Reg.Fee: $31)
SOLVE_IT.ZIP   522016  01-30-94  Solve-It 4.2s is an excellent financial
                               | analysis program. It features loan
                               | amortization with regular, biweekly or
                               | adjustable rate payments. It will let you
                               | save and recall data. One drawback is that
                               | when entering accelerated payments, the
                               | program assumes that payments are accelerated
                               | for the rest of the loan; you cannot enter
                               | whatever extra amount you happen to add to
                               | the payment each month. SolveIt also
                               | calculates the remaining balance at any point
                               | of a loan. When displaying an amortization
                               | table, you can select any year and have it
                               | quickly displayed. Help screens are available
                               | at every step. Other financial analysis
                               | functions include Finance, such as
                               | Future/Present Value and Purchasing Power;
                               | Depreciation, including straight-line,
                               | declining balance and sum-of-years-digits;
                               | General Business; Real Estate; Net Worth
                               | balance sheet; Budget and more. The program
                               | is very fast and easy to use. (Karl Thompson)
                               | (ASP) (Reg.Fee: $50)
SPRM41.ZIP     135704  08-30-94  Stock Portfolio Record Manager 4.1 stores,
                               | manipulates, and prints records needed to
                               | manage a portfolio of stocks. It tracks the
                               | purchase and sale of stocks, and can record
                               | multiple buy and sell transactions, register
                               | stock splits, and account for changes in
                               | basis. It can record dividend reinvestments
                               | and transactions involving fractional shares
                               | and display the net proceeds for each stock
                               | sale. The program produces a wide variety of
                               | reports, and provides the ability to enter a
                               | hypothetical buy or sell transaction for an
                               | existing stock. Reports can be saved to disk
                               | or sent to a printer. A portfolio comparison
                               | chart is available. You can save key
                               | portfolio summary information in a temporary
                               | chart. (Robert Gellman) (Reg.Fee: $25)
STAX1994.ZIP   286674  12-21-94  Share-TAX/1040 1994  computes and prints out
                               | a complete tax return from the information
                               | you input. It can print an IRS approved tax
                               | return on either a laser or dot matrix
                               | printer. Share-TAX/1040 displays the forms on
                               | the screen and all you have to do is enter
                               | the raw numbers. The program calculates
                               | totals and carries them forward to the
                               | appropriate forms. Forms supported include
                               | 1040, A, B, C, D, E, EIC, F, R, SE, 2106,
                               | 2210, 2441, 3903, 4137, 4562, 6251, 8606,
                               | 8615, and worksheets. (Stanley E Bammel)
                               | (ASP) (Reg.Fee: $21)
STAX93.ZIP     292678  01-03-94  Share-TAX/1040 1993 2.1 computes and prints
                               | out a complete tax return from the
                               | information you input. It can print an IRS
                               | approved tax return on either a laser or dot
                               | matrix printer. Share-TAX/1040 displays the
                               | forms on the screen and all you have to do is
                               | enter the raw numbers. The program calculates
                               | totals and carries them forward to the
                               | appropriate forms. Forms supported include
                               | 1040, A, B, C, D, E, EIC, F, R, SE, 2106,
                               | 2210, 2441, 3903, 4137, 4562, 6251, 8606,
                               | 8615, and worksheets. (Stanley E Bammel)
                               | (ASP) (Reg.Fee: $21)
STK200.ZIP     202587  01-14-94  Stock Analyst 2.0 is a stock analysis
                               | program. Features include buy/sell analysis
                               | of stocks, line, bar, p&f charts, room for up
                               | to 1,500 stocks with 32,000 prices each, and
                               | more. We found the program's input to be
                               | cumbersome and to have poor error
                               | recovery/trapping, but the graphs and
                               | analysis are worth a look. (Ian Pascoe-Webbe)
                               | (ASP) (Reg.Fee: $60)
STKPLOT.ZIP     76993  05-28-89  Stkplot 3.0 will take stock data downloaded
                               | from CompuServe or GENIE and plot it to your
                               | screen. (C-Soft, Inc.) (Reg.Fee: $10)
STKPRICE.ZIP    84061  09-05-93  StkPrice  lets you enter, save, and plot
                               | stock prices. It will also display prices in
                               | tabular format. The interface is somewhat
                               | crude by today's standards, but the program
                               | is functional and easy to use. (Albert
                               | Feller) (ASP) (Reg.Fee: $24)
STKTRAKR.ZIP    86219  01-31-94  StockTracker  allows you to keep track of
                               | common stocks as well as as non-stock items
                               | that can be tracked daily or weekly. Included
                               | is an instruction guide that will tour you
                               | through the main features of the program and
                               | how to use them. LOTUS 1-2-3 v2.0 or higher
                               | required. (The Lotus Connection) (Reg.Fee:
                               | $80)
STOCKS1.ZIP    119912  12-16-94  Making it in the Stock Market Using Option
                               | Strategies  is an introduction to investing
                               | in the stock market using options to limit
                               | your risk and maximize your returns. (Michael
                               | Mathiesen) (Reg.Fee: $0)
STOKTRAK.ZIP   622361  01-31-94  StockTrack  is a stock tracking and analysis
                               | program that allows the user to track and
                               | analyze an unlimited number of stocks divided
                               | into portfolios of up to 90 stocks each.
                               | Operation of the program is relatively
                               | simple. (Frederick Barthelme) (Reg.Fee: $?)
STOKTRAX.ZIP   342874  01-31-94  StokTrax  is a stock charting and analyzing
                               | program. Features include portfolio functions
                               | to help you track your investments, support
                               | for EGA (640x350 color), VGA (640x480 color)
                               | and AT&T (640x400 mono). The Chaiken volume
                               | accumulator is implemented in the program, as
                               | well as command-line stock selection.
                               | Requires a hard disk. (C. E. Raymond)
                               | (Reg.Fee: $45)
SYMDEX.ZIP     154968  02-06-94  Symdex 1.0 is a listing of companies on the
                               | NYSE and AMEX. Each line shows a company's
                               | stock symbol, full name, exchange, and
                               | industry. The display can be sorted by any
                               | field. (Technical Solutions) (Reg.Fee: $20)
TAX93S.ZIP     351764  04-14-94  Tax93 0.93 aids in preparing 1993's Form 1040
                               | and any of 26 supporting schedules. (F.
                               | Roland Bjorklund) (ASP) (Reg.Fee: $32)
TAXBREAK.ZIP    83093  11-02-94  101 Perfectly Legal Tax Wise Strategies 1.0
                               | lists 101 tips for saving money at tax time,
                               | including withholding, deductions, tips for
                               | homeowners, investments, IRS strategies, and
                               | more. (Adam Starchild) (Reg.Fee: $0)
TAXSOR_F.ZIP   168629  08-31-93  Tax-Sort 1.f organizes income and expense tax
                               | data. Data is organized into categories for
                               | easy preparation of US or State tax forms. A
                               | mileage module keeps track of tax deductions
                               | for those who use their car for business.
                               | Requires 512k RAM and a hard drive. (D. L.
                               | Hughes) (Reg.Fee: $24)
TBILLSYS.ZIP   104267  02-02-94  TBill System  provides detailed information
                               | about various options within short and long
                               | term Treasury Bills and commercial paper
                               | investments. Interest, total investment and
                               | profit are displayed for the first year. It
                               | shows how the money gets re-invested and
                               | interest accumulates. It also prints a copy
                               | of the TBill ladder. This program will help
                               | brokers explain the Tbill ladder to clients.
                               | Requires EGA or better. (Hans J. Boeck)
                               | (Reg.Fee: $30)
TECHTRDR.ZIP   142890  01-31-94  Tech_Trdr  is a stock trading template for
                               | Lotus 1-2-3 users. It is based on
                               | mathematical representation of certain
                               | techniques used by investors and traders. The
                               | program employs the technique of a master
                               | Model containing all the formulas. There are
                               | several macros that allow easier data entry
                               | and to give Buy, Sell, or Hold
                               | recommendations based on certain criteria
                               | that you decide. Required are a hard disk,
                               | 640k, DOS 3+, and Lotus 2.01+. (John E.
                               | Eklof) (Reg.Fee: $35)
TFM393.ZIP     417603  06-22-94  The Feeling's Mutual 3.11 is a mutual fund
                               | database and financial planner. The program
                               | leads you through the paces of thoughtfully
                               | defining financial objectives and searching
                               | for a mutual fund which best meets your
                               | criteria. Information is included on 300+
                               | stock and bond mutual funds. Requires 640K
                               | RAM and a hard drive with 400K free space.
                               | (Stu James) (ASP) (Reg.Fee: $25-60)
TI123.ZIP      173950  08-11-94  Total Investor 2.1 is an integrated portfolio
                               | management and technical analysis template
                               | for use with Lotus 1-2-3 ver. 2.01+ and QPRO
                               | (V4 and earlier). The program keeps track of
                               | securities and transactions, charts stocks,
                               | and helps make trading decisions based on
                               | technical indicators. Requires 640K of
                               | memory, and a graphics dispay. (William L
                               | Hughes) (ASP) (Reg.Fee: $35)
TICKER.ZIP      68023  05-18-94  Ticker 2.9 produces scripts for automated
                               | downloading of current quotes from
                               | CompuServe's BASICQUOTE with Procomm. It
                               | calculates both individual and overall gain
                               | and loss. Downloaded data is shown on screen,
                               | and in printout, plus it is archived in files
                               | by date.    (Leonard B. Abbey) (Reg.Fee: $0)
TICKR.ZIP       57806  01-18-92  Ticker 2.4 creates scripts for automated
                               | downloading of up to 100 quotes from
                               | CompuServe's BASICQUOTE with Procomm. It
                               | calculates individual or overall gain or loss
                               | as of current time. (Leonard B. Abbey)
                               | (Reg.Fee: $0)
TLA_FM.ZIP     148510  01-18-94  The Living Assistant - Financial Module 0.5
                               | is a checkbook, savings and budget management
                               | program which can handle multiple accounts.
                               | (Custom Computer Systems Inc.) (Reg.Fee: $35)
TMN314.ZIP     145408  08-23-94  TMoney 3.01 will calculate the costs involved
                               | in finding the present or future value of a
                               | single payment, help meet your savings or
                               | retirement goals, and the amount of money
                               | needed to support future withdrawals over a
                               | specified period of time. (Gale R. Horst)
                               | (Reg.Fee: $24)
TRACUTIL.ZIP   567915  10-18-94  The Tracker Utilities 1.0 is a set of tools
                               | for use with The Mutual Fund Tracker and The
                               | Wall Street Tracker. It features a menu
                               | system for running both programs, creating
                               | graphs from data found in the tracker
                               | programs, sorting graphs by name or date, and
                               | copying stocks or funds from one data set to
                               | another. It also includes a composite average
                               | calculator for manipulating data downloaded
                               | from Prodigy, CompuServe, America Online, or
                               | Stock-Watch. It will automatically calculate
                               | the mutual fund composite average used by The
                               | Mutual Fund Tracker. (D. A. Watkins)
                               | (Reg.Fee: $0)
TRANSTOK.ZIP   104523  01-29-94  Transtok  provides two valuable capabilities
                               | for investors who use an their PC to track
                               | and analyze stocks. First, it is a "bridge"
                               | and data translator for stock market quotes
                               | from both the Unistox and StockCheck data
                               | bases offered by The Source. In the past,
                               | stock quotes from on-line databases could be
                               | viewed on your computer's screen, but were in
                               | a form that was completely unusable by any
                               | microcomputer software. This program rapidly
                               | converts raw quotes that you download from
                               | The Source into data that hundreds of popular
                               | programs can use. This extends the power of
                               | investment analysis to any program that can
                               | "read" industry-standard data formats (e.g.,
                               | spreadsheets, graphics and charting programs,
                               | and data-management software. Secondly, it
                               | provides an integrated set of tools for
                               | manipulating and managing lists of stocks
                               | (e.g., sorting, merging, and comparing) so
                               | you can use The Source databases effectively.
                               | (StockBridge Software) (Reg.Fee: $?)
TREEBASE.ZIP   322459  01-29-94  TreeBased  is a unique accounting program for
                               | home and small businesses. What makes
                               | TreeBased unique is its user interface, which
                               | is a mix of a spreadsheet, outliner, and
                               | checkbook. The main screen, is built around a
                               | financial statement display with the
                               | categories on the left and three
                               | user-selectable time periods (months, days,
                               | weeks, quarters, etc) in the columns. Like a
                               | spreadsheet program, you can scroll the
                               | columns. Like an outlining program, when you
                               | select a category, a box pops up showing
                               | detail of the accounts in it. Because of this
                               | visually nested approach to subaccounts, we
                               | feel that it is easier to set up and follow
                               | subaccounts in TreeBased than any other
                               | accounting program we've seen. In contrast,
                               | Quicken's subaccount approach seems
                               | completely muddled. (Jonathan and Matt Berry)
                               | (Reg.Fee: $44)
ULTCKBK.ZIP     32509  05-29-89  UltCkbk  is a well-designed one-screen,
                               | easy-to-use checkbook recording and
                               | reconciling program. (H&M Software Design)
                               | (Reg.Fee: $?)
ULTRACCT.ZIP  1367610  01-13-94  Ultra/Easy Accounting  is an easy to use
                               | accounting package. Requires FoxPro. (Ultra
                               | Soft/Development Co.) (Reg.Fee: $?)
ULTRACHK.ZIP   143014  01-06-92  Ultra-Check  is a personal and small business
                               | checkbook and expense ledger program. This is
                               | one of the top-rated home accounting programs
                               | in the library by our criteria. Its main
                               | strength is its simple user interface.
                               | Everything except generating reports is done
                               | from the same screen. UC uses a full-screen
                               | check register approach for entering and
                               | editing entries. Recurring entries can be
                               | created or recalled while entering
                               | checks/deposits. UC's report section also has
                               | a sparse look to it, but can be easily
                               | changed to generate different types of
                               | reports with minimum fuss. The date format is
                               | selectable, and checks can be printed with up
                               | to 99 different formtats available. There is
                               | an expanded on-line help system, a built-in
                               | backup utility, password protection, and much
                               | more. There are no real problems with
                               | Ultra-Check. The only limitations seem to be
                               | those dictated by the simple design of the
                               | program (eg: it gives you maybe 95% of the
                               | features of some other programs with maybe 5%
                               | of the com% of the com (Jon Kolstad)
                               | (Reg.Fee: $40)
URAR50.ZIP     113667  11-19-93  Uniform Residential Appraisal Report 5.0
                               | helps potential home buyers complete the
                               | Uniform Residential Appraisal Report required
                               | by FHA, VA, Fannie Mae, Freddie Mac, and
                               | FmHA. (Calvin E. III Flint) (Reg.Fee: $1-50)
VARIN59F.ZIP   207141  06-03-94  Variable Investment Analyst 5.9f keeps track
                               | of returns on non-fixed investments, such as
                               | stocks, bonds, mutual funds, 401k plans,
                               | annuities, and partnerships. It computes
                               | profit, periodic total return, cumulative
                               | total return, average annual total return,
                               | internal rate of return, and low, high, and
                               | average buy and sell prices. (William H.
                               | Baldwin) (ASP) (Reg.Fee: $15)
VNSTOCK.ZIP    165474  09-13-94  Stock Trader Management 1.01 is a stock
                               | trading management program which is very easy
                               | and efficient to use. The main screen
                               | displays your list of stocks with their most
                               | recent high, low, and closing prices,
                               | volumes, and 52-week highs and lows. Press
                               | Enter while on a stock's line to bring up
                               | historical quotes for that stock. Daily
                               | quotes and new stocks can easily be added,
                               | edited and deleted. (Viet Q. La) (Reg.Fee: $5)
WADDELL.ZIP    291500  02-02-94  Waddell Finance  is a set of financial
                               | analysis programs. The user interface is
                               | fairly primitive, but the functions performed
                               | are worthwhile. Fin499 calculates the value
                               | of stocks and bonds. It also calculates
                               | interest saved by early payoff of a loan. Biz
                               | 1.1 calculates the value of a business via
                               | ratios such as liquidity, asset management,
                               | debt management, profitability and market
                               | value. Finance 1.1 is a financial retirement
                               | planner for professionals. It provides
                               | ascending and level investment schedules.
                               | Life insurance needs are also estimated.
                               | (James Waddell) (ASP) (Reg.Fee: $25 each)
WALLST71.ZIP   338104  10-18-94  The Wall Street Tracker 7.1 analyzes key
                               | indices and compares moving averages, against
                               | each other and the current price to determine
                               | when to buy or sell stocks. You can define
                               | the moving averages and compare what-if
                               | results based on your investment objective.
                               | Features include automatic updating through
                               | online services, such as Prodigy, CompuServe,
                               | and America Online, a variety of graphing
                               | options, report generating, and more. (The
                               | Wall Street Tracker) (Reg.Fee: $35)
WALLSTR.ZIP    231846  08-28-93  Wall Street-The Bottom Line 6.0 is a stock
                               | market/securities database tracking and
                               | analysis package. You can record transactions
                               | and current prices and evaluate investments
                               | based on this data. Short Sells are
                               | supported. Numerous analytical reports are
                               | available, including a list of all trades
                               | reportable to the IRS for a specified year.
                               | Graphing of data is also provided. Other
                               | features include the ability to import
                               | current prices from Prodigy, password
                               | protection for data files, financial
                               | calculators that compute present value,
                               | future value, the payment necessary to
                               | amortize a loan, and more. (Dan M. Schell)
                               | (Reg.Fee: $49-$59)
WFUND5.ZIP     258086  12-15-93  FundExpert 3.5 automates access to mutual
                               | funds using automated service telephones. It
                               | allows you to obtain individual quotations
                               | and balances, to get the last purchase, sale,
                               | and exchange of shares in your account, to
                               | transfer funds, and more. The program also
                               | calculates the return on investment in these
                               | funds. Changes in prices of shares, bonds, or
                               | mutual fund are automatically stored. A
                               | permanent record is made of all transactions.
                               | (George R. Cotten) (Reg.Fee: $40)
WHYSWIS2.ZIP    59910  07-22-94  The Swiss Money Book 2.0 is a tutorial on
                               | using Swiss banks for investing and deposits.
                               | Topics include Swiss Withholding Taxes,
                               | Discretionary Accounts, Gold Investing The
                               | Swiss Way, The Use of Tax Havens, and more.
                               | (Adam Starchild) (Reg.Fee: $0)
XPRSCHEK.ZIP   247583  07-25-94  ExpressCheck 4.04 is a checkbook management
                               | program. Screens look like actual check and
                               | deposit slips. Features include up to 90
                               | different accounts, 200 budget categories,
                               | check printing in any format, automatic bill
                               | reminder system, many reports for budget
                               | categories, check register and more. (David
                               | Berdan) (ASP) (Reg.Fee: $45)
YOUR_STK.ZIP   123902  02-02-94  Your Stocks  keeps track of your stocks. It
                               | manages dividends not reinvested, stock
                               | sales, brokerage accounts, stock prices and
                               | more. Records can be listed on screen or
                               | printed. (JetStream Development) (Reg.Fee:
                               | $28)
YOURCASH.ZIP    92408  11-23-94  YourCash 1.1 is a personal checking account
                               | program. Features include the ability to
                               | maintain 1,000 separate accounts of up to
                               | 10,000 transactions each, automatic
                               | debit/credit calculations, automatic
                               | reconciliation when your statements come in,
                               | user-defined searching and sub-listing of any
                               | entry, graphic line analysis of spending
                               | patterns in high-resolution video, and more.
                               | (Rad Delaroderie) (Reg.Fee: $10)
YOURPLAN.ZIP   446604  12-23-93  Your-Plan 2.1 will help you prepare a budget
                               | and cashflow projections. It generates many
                               | reports and graphs that analyze income and
                               | expenditures. The program allows for planning
                               | credit card expenditure and payments and for
                               | calculating interest on any outstanding
                               | balances. Requires DOS 3.3, a hard disk or
                               | dual drives, and 512K. (Invest-Tech Limited)
                               | (Reg.Fee: $40)
ZILCH1.ZIP     136661  03-24-94  Zilch 1.15 generates a payment schedule to
                               | help you get out of debt fast and save money.
                               | You enter the financial information about
                               | your creditors and select the month to start,
                               | plan and pledge money. The program then
                               | assigns a priority to each creditor, performs
                               | its calculations and prints a payment
                               | schedule. Separate accounts are easily
                               | maintained within the same household.
                               | (Michael J. Riley) (Reg.Fee: $34)